Customer Service Representatives in Texas

The median customer service representative in Texas earns $40,420 a year and keeps $34,657 of it — $2,888 a month.

Take-home pay, Texas

$34,657

from $40,420 gross · $1,333 every two weeks · 14.3% effective tax rate

Breakdown of $40,420 gross pay
Take-home$34,65785.7%
Federal income tax$2,6706.6%
Social Security & Medicare$3,0927.6%
Gross pay$40,420100%

Gross median from U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 state estimates, May 2025 estimates (source file). Tax computed here from IRS Rev. Proc. 2025-32 and Texas revenue department tables. Single filer, 2026 tax year, annual liability rather than paycheck withholding.

By filing status

Filing status changes the standard deduction and the bracket widths, so the same salary yields a different answer.

Filing statusFederal taxState taxTake-home
Single$2,670$0$34,657
Married filing jointly$822$0$36,506
Head of household$1,627$0$35,701

Every state, ranked by what you keep

Gross pay and take-home pay do not rank the same way. A state can pay less and still leave you with more.

#StateMedian salaryTake-homeTax rate
1Washington$50,330$42,62015%
2California$49,560$40,98817%
3New Hampshire$47,300$40,18615%
4Minnesota$48,800$39,59619%
5Connecticut$48,090$39,58118%
6New Jersey$47,740$39,44917%
7Massachusetts$49,120$39,41220%
8Rhode Island$47,550$39,22018%
9District of Columbia$48,250$39,22019%
10Vermont$47,500$39,19217%
11Colorado$47,540$38,99518%
12Delaware$48,190$38,90319%
13New York$48,000$38,75319%
14Wisconsin$46,970$38,63518%
15Alaska$45,150$38,45815%
16Ohio$45,610$38,35616%
17Arizona$45,690$38,15216%
18Iowa$46,090$38,11417%
19North Dakota$44,670$38,07215%
20Maine$47,160$38,07119%
21Montana$45,290$37,19918%
22Hawaii$45,650$37,14819%
23Illinois$46,130$37,10720%
24Oregon$47,450$36,99122%
25Pennsylvania$44,630$36,67018%
26Tennessee$42,830$36,59415%
27Missouri$44,190$36,54717%
28Nebraska$43,940$36,36617%
29Wyoming$42,340$36,20015%
30Michigan$43,950$35,87718%
31Utah$43,140$35,86817%
32Indiana$43,140$35,60017%
33Idaho$43,200$35,45518%
34Maryland$42,830$34,92318%
35Virginia$42,730$34,87118%
36South Dakota$40,650$34,84214%
37Nevada$40,560$34,77014%
38Florida$40,440$34,67414%
39Texas$40,420$34,65714%
40North Carolina$40,240$33,41617%
41Kansas$40,320$33,12718%
42South Carolina$38,860$32,92915%
43New Mexico$39,030$32,83016%
44Georgia$39,630$32,79417%
45West Virginia$38,430$32,06517%
46Kentucky$38,700$32,03917%
47Oklahoma$38,650$31,97817%
48Arkansas$37,840$31,67216%
49Louisiana$37,330$31,44116%
50Alabama$38,400$31,37918%
51Mississippi$36,380$30,68816%

Customer Service Representatives in Texas: questions

What is the average customer service representatives salary in Texas?

The median is $40,420 a year, about $19.44 an hour, according to the Bureau of Labor Statistics May 2025 estimates. Median means half of customer service representatives in Texas earn more and half earn less.

What is the take-home pay on $40,420 in Texas?

About $34,657 a year — $2,888 a month, or $1,333 every two weeks — for a single filer in the 2026 tax year, after $2,670 federal income tax, $3,092 in Social Security and Medicare. Texas levies no state income tax.

Do customer service representatives earn more in Texas than elsewhere?

No. At $40,420, Texas pays $3,770 below the $44,190 median across all states, ranking 39 of 51 on gross pay. On take-home pay after tax it ranks 39.

Where do customer service representatives keep the most money?

Ranked by take-home rather than gross, the best-paying states for this occupation are Washington ($42,620), California ($40,988), New Hampshire ($40,186). Gross pay and take-home pay do not rank the same way, because state income tax varies from nothing to over 10%.

What is the effective tax rate on $40,420 in Texas?

14.3% of gross pay, combining federal income tax, Social Security, Medicare and state income tax. The marginal rate — what you would pay on the next dollar earned — is 19.7%.


Other occupations in Texas

All Texas tax figures →